Auto Boland Finance Department: Tailored Solutions for Every Journey

We have a range of finance options to suit you. View more information below or get in touch to discuss with our team.

APPLY FOR FINANCE

At Auto Boland, our Finance Department is dedicated to providing a smooth and transparent experience for each customer. Our team of experienced professionals offers expert guidance to help you navigate the best financial options, all while keeping your unique needs at the forefront. Whether you’re purchasing a new or used vehicle, we take pride in crafting a finance package suited specifically for you.

Flexible Financing Options

We offer flexible finance terms to accommodate various customer needs. With terms available for up to 5 years on vehicles from 2014 or newer, we can provide financing solutions for nearly every budget. For qualified buyers, we also offer 100% finance on both new and used cars, making it easier than ever to drive away in your ideal vehicle. All finance packages are subject to standard lending criteria, terms, and conditions.

Our Products:

Personal Contract Plan (PCP) – A flexible and affordable finance option with lower monthly payments and an end-of-term choice to keep, return, or upgrade your car.
Consumer Hire Purchase – A straightforward finance option allowing you to own the car outright at the end of the term with fixed monthly payments.
Business Hire Purchase – A tailored solution for business buyers looking to spread the cost of a new or used car with the option to own the vehicle once the term ends.
Business Lease – A flexible option for businesses needing a vehicle for a set term without the commitment of ownership, allowing easy upgrades and replacements.
Contract Lease – Ideal for businesses and individuals who prefer not to purchase. This option includes fixed monthly payments, often with maintenance packages, for a worry-free experience.
Insurance Products – A range of insurance solutions designed to protect your investment and offer peace of mind, from GAP insurance to payment protection.

HP

What is Hire Purchase (HP)?

Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.

Search Vehicles

HP FAQ

Leasing

Leasing at Autoboland

Leasing is a product to get you into a new car without having to take the full financial burden. You select the term of the lease and the mileage you would typically do on a yearly basis. A package is then tailor made to your requirements.

You don’t own the vehicle at any stage but you would typically have a vehicle that is covered by manufacturers warranty for the duration of the lease.

Maintenance packs can also be added to cover the cost of servicing, tyres and taxation of the vehicle. This would be included in the monthly payment instead of a big outlay when they are required.

PCP FAQ

PCP

What is Personal Contract Purchase (PCP)?

Personal Contract Purchase (PCP) is a finance product that allows you the opportunity to buy a new or a used car.

It is similar to a Hire Purchase agreement as you will usually pay an initial deposit, followed by monthly installments over a term typically between 24 to 48 months.

What makes PCP different to Hire Purchase (HP) is that your monthly installments are paying off the depreciation of the car, and not its entire value, over the course of the term. Then, when you get to the end of your agreement, there is a final, balloon payment that must be made if you want to keep the car. Land Rover and Jaguar set the GMFV (Guaranteed Minimum Future Value) low in order for the customer to maximize the equity they have when they return to upgrade. The balloon payment is often referred to also as the Guaranteed Future Value (GFV).